Alabama Auto Insurance
Like most of the states, car insurance in Alabama also requires Liability covers as the major requirement for a driver. You need to study the Alabama auto insurance requirements before getting a cover. This cover provides security for bodily injuries and damage to other’s property in case of use of your car during the accident. Auto insurance is mandatory for all drivers in the state of Alabama. The smallest policy available for auto insurance in Alabama is 20/40/10. According to this policy, it pays $20,000 as medical expenses in case someone is hurt by your vehicle and maximum $40,000 to all the people hurt with your vehicle in an accident. The policy pays $10,000 as maximum damage to property that usually covers repair’s of other person’s vehicle. However, this policy is not applicable for repairs of your own vehicle or medical bills of anyone in your own car at the time of accident. Thus, it is wise you get a better policy that covers more options so that you do not have to pay from your own resources in case of an accident. There are several ways by which you can save considerably on your insurance premium. If you buy the policy online, the overheads and the savings of the insurance company are passed on to you. You can save if you park your car in the garage and not on the street. Moreover, if you are married and list your wife as the primary driver and yourself as the secondary driver, you tend to pay lesser premium. Automatic debit from your account for your premium helps you save again rather than receiving bill from the company. If you are under 25 and stay in school maintaining 3.0 as grade point average, you can save on your car insurance. Thus, if you take out time to study Alabama auto insurance laws, you can save considerable amount of money each month that goes out of your pocket in the form of Alabama automobile insurance.
Types of Insurance
